You have data... now you need action.
MonetizeIQ connects what your data is telling you to do with actually doing it—turning core, loan, and card data into relevant personalized products and offers that grow relationships.
Built exclusively for community banks and credit unions.
The reality that's costing you customers
Every community bank and credit union we talk to tells us the same thing: the problem isn't data—it's knowing what to do with it. Reports pile up. Campaigns stall. Real-time opportunities pass before anyone can act.
64% of new checking accounts go to neo-banks and mega-banks
Source: Cornerstone Advisors, 2025
9% decline in US households considering a community bank the home of their primary checking (2015 vs. 2024)
Source: McKinsey, "Banking on the next generation," 2025
$60.4B in deposits have left community banks for fintechs and neobanks
Source: Cornerstone Advisors, "Stemming the Deposit Outflow"
One App. Six challenges solved.
MonetizeIQ brings together capabilities that used to require multiple vendors, consultants, and internal teams—into a single system designed for how community FIs actually operate.
Discover Growth Opportunities — In Core, Loan & Card System Data
Your core, loan, and card systems hold insights about who's ready to grow, who's at risk of leaving, and where wallet share is leaking. MonetizeIQ surfaces them automatically.
System-Generated Opportunities mean your team starts each day knowing exactly where to focus.
Automate Campaign Monitoring and Reward Fulfillment
From targeting to execution to reward fulfillment, MonetizeIQ automates the entire campaign lifecycle. Real-time monitoring shows what's working.
Your marketing team focuses on strategy. The system handles operations.
Create Loyalty with Tiers — Relationship-Based Benefits
Reward account holders based on the depth of their relationship—not just how long they've been around or how they use their cards.
Customers who feel recognized stay longer and bring more of their financial life to you.
Modernize Product Strategy — Features and Pricing
Create good/better/best tiers. Implement regional pricing variations. Make data-driven decisions about your product lineup—without a product team.
Your checking portfolio becomes a growth engine, not a cost center.
Proactive Care with Smart Matching — The Right Help at the Right Time
Know where each member stands financially and what they actually need next. MonetizeIQ automatically matches members with products and guidance that improve their financial health—proactively, personally, and without the hard sell.
When offers are based on genuine need, they stop feeling like offers—and start feeling like care.
Governed Execution — Always-On with Transparency
MonetizeIQ executes continuously within guardrails you define. Real-time reporting shows exactly what actions are being taken and why.
Always-on doesn't mean out of control. You set the rules. The system follows them.
Mega bank capability. Community bank and credit union simplicity.
MonetizeIQ isn't enterprise software scaled down. It's built from the ground up for institutions like yours—under $50 billion in assets, without dedicated data science teams, and without 18 months to wait for results.
Built For
- Marketing Leaders — AI surfaces opportunities and proves ROI.
- Retail / Branch Leaders — Relationship intelligence and recommended next actions.
- Product Leaders — Product-level performance and smart nudges.
- Data & Analytics Leaders — Propensity scoring and churn prediction, no data scientists needed.
What MonetizeIQ Replaces
6 capabilities integrated. 1 vendor relationship. 1 source of truth.
Implementation Timeline
Week 1-2: Connect. Week 3-4: Analyze. Week 5-6: Launch. Ongoing: Optimize.
Frequently Asked Questions
What is MonetizeIQ and how is it different from other analytics platforms?
MonetizeIQ is an execution infrastructure platform—not just another analytics dashboard. While most platforms stop at showing you insights, MonetizeIQ connects what your data is telling you to do with actually doing it. It combines customer intelligence, campaign management, and automated fulfillment in one system, so your team can act on opportunities in minutes rather than weeks.
How long does implementation take?
Most institutions are live within weeks, not months. MonetizeIQ is designed as a turn-key solution that works alongside your existing core system—no massive IT project or data warehouse required. We handle the data integration and configuration so your team can focus on results.
Do we need data scientists or dedicated analysts to use MonetizeIQ?
No. MonetizeIQ is purpose-built for marketing, retail, and product leaders—not data scientists. Features like System-Generated Opportunities, Engagement Scoring, and Product Propensity deliver sophisticated intelligence through an intuitive interface your existing team can use immediately.
How does MonetizeIQ integrate with our core banking system?
MonetizeIQ works alongside your core system, not instead of it. We integrate with all major cores and don't require you to change your existing infrastructure. The platform receives nightly data feeds and operates independently, so you can launch offers and campaigns without core system limitations or IT bottlenecks.
What kind of ROI can we expect?
ROI varies based on your institution's size and how actively you use the platform, but customers typically see measurable impact within the first 90 days through improved retention, increased cross-sell, and more efficient campaign execution. We focus on provable, trackable results—our Campaign Results Tracking shows exactly what's working and what revenue it's generating.
Who typically owns MonetizeIQ internally?
MonetizeIQ is designed for marketing-led ownership with cross-functional benefits. The CMO or VP of Marketing typically champions the platform, while Retail Banking uses it for customer conversations, Product uses it for portfolio intelligence, and Analytics uses it as their customer intelligence foundation. Clear ownership from day one is part of our implementation process.
Is our customer data secure?
Absolutely. StrategyCorps has been trusted with sensitive financial institution data for over 25 years. MonetizeIQ uses bank-grade security, encrypted data transmission, and SOC 2 compliant infrastructure. Your data is never shared across institutions—your intelligence stays yours.
When will MonetizeIQ be available?
MonetizeIQ is currently in limited early access. Join the waitlist to secure priority access and be among the first to see the platform. Early access partners also receive direct engagement with our product leadership and input into the final feature set.
What makes StrategyCorps qualified to build this?
StrategyCorps has served community financial institutions for over 25 years. We created the CheckingScore—the industry's most widely used benchmark for checking account health—trusted for 14 years since we invented it and deployed hundreds of times. MonetizeIQ builds on that foundation of deep deposit intelligence, adding the execution layer that turns insights into action.
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