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Vertical AI for community and regional financial institutions

MonetizeIQ product editions for community banks and credit unions — Score, Insights, Growth, and Enterprise for consumer and business banking. Scales with FI asset size.

From Insight to Action to Pricing to Retention — MonetizeIQ is the closed-loop deposit growth and commercial relationship platform that puts Big Bank technology and Big Tech AI in the hands of every FI.

Score, Insights, and Growth pricing starts at the entry-tier price shown and scales with your FI's asset size. Enterprise is configured to your specific FI — contact sales for your tailored quote.

MIQ for Consumer Banking — 4 editions

  • MIQ Score — Always-on visibility — From $10,000 /yr — Always-on CheckingScore for FIs starting their MIQ journey. Capabilities: CheckingScore (always-on); Household & SmartSwitch; Score-focused AskIQ prompts; 8×5 support; Daily data refresh.
  • MIQ Insights — See your customer book — From $40,000 /yr — Cohorts, signals, competitive insights, and benchmarks — see the patterns in your customer book. Capabilities: Cohorts & base signals (view); Competitive Insights; Transaction Enrichment; Quarterly Business Review; Everything in Score.
  • MIQ Growth — Execute deposit strategy — From $60,000 /yr — Marketing automation, offers engine, and action-enabled signals — turn insight into execution. Capabilities: Marketing Automation; Offers Engine + Rewards; Action-enabled signals; HubSpot cohort handoff; Premium onboarding; Named CSM.
  • MIQ Enterprise — Relationship Growth OS — Contact sales — The complete closed-loop relationship growth platform with ecosystem integrations, 24×5 support, and roadmap to Agentic AI. Capabilities: Relationship Tiers; Bi-directional HubSpot / SFDC / n8n integrations; 24×5 support; Agentic AI (Soon).

MIQ for Business Banking — 4 editions

  • MIQ Score — Always-on visibility — From $10,000 /yr (Coming Soon) — Always-on CheckingScore for commercial relationships — the foundational health score for your business banking book. Capabilities: CheckingScore for business accounts; Household & relationship analytics; Score-focused AskIQ prompts; 8×5 support; Daily data refresh.
  • MIQ Insights — The AI analyst for every RM — From $35,000 /yr (Available Now) — Turns first-party bank data and public signals into RM-ready opportunity dossiers, delivered into your CRM. Agentic AI live today. Capabilities: RM AI analyst dossiers in CRM; SEC / UCC / news / PE signal monitoring; Salesforce native integration; Agentic AI workflows (live today); 10-RM minimum, 1-year term.
  • MIQ Growth — Execute commercial strategy — From $85,000 /yr (Coming Soon) — Marketing automation, offers engine, and action-enabled signals for your commercial banking team — turning RM insight into execution. Capabilities: Marketing Automation for BB; Offers Engine + Rewards; Action-enabled signals; Named CSM; Premium onboarding.
  • MIQ Enterprise — Commercial relationship OS — From $125,000 /yr (Coming Soon) — The complete closed-loop commercial relationship platform with ecosystem integrations, 24×5 support, and the full Agentic AI roadmap. Capabilities: Relationship Tiers; HubSpot / SFDC / n8n integrations; 24×5 support; Agentic AI (live); Full roadmap included.

Capabilities by edition

CheckingScore

The always-on health score for your FI — the foundation every MIQ edition sits on top of.

  • CheckingScore (always-on) — Daily-refreshed score that benchmarks your checking book on engagement, primacy, value segments and profitability. — Score: true, Insights: true, Growth: true, Enterprise: true
  • SmartSwitch detection — Identifies value segment movements, switching primacy in and out — the leading indicator of deposit movement. — Score: true, Insights: true, Growth: true, Enterprise: true
  • Household analytics — Roll up accounts to the household level to see total relationship value, not just account balances to drive loyalty programs. — Score: true, Insights: true, Growth: true, Enterprise: true
  • Score-trend dashboard — Quarter-over-quarter score movement with peer benchmarks in the competitive markets where you operate. — Score: true, Insights: true, Growth: true, Enterprise: true

AskIQ — the AI analyst

Conversational AI built on your FI's data. Ask questions in plain English; AskIQ pulls cohorts, signals, and trends to answer.

  • Score-focused prompts — Curated prompt library scoped to your CheckingScore — what's driving it, what to do next. — Score: true, Insights: true, Growth: true, Enterprise: true
  • Full conversational analyst — Open-ended natural-language queries across cohorts, signals, and benchmarks. Cite-backed answers. — Score: false, Insights: true, Growth: true, Enterprise: true
  • Action-enabled prompts — Trigger campaigns and offers directly from an AskIQ answer — chat to execution. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Bespoke reports — Generate bespoke and visually rich reports or lists for your next presentation or analysis. — Score: false, Insights: true, Growth: true, Enterprise: true
  • Custom prompt library — Build, save, and share prompts across your team. Roles-based prompt sets for analysts and marketers. — Score: false, Insights: false, Growth: true, Enterprise: true
  • AI credits — Included AskIQ usage by edition; incremental token packs available for overages. — Score: Score pack, Insights: Insights pack, Growth: Growth pack, Enterprise: Enterprise pack

Insights & Intelligence

Proprietary intelligence built from first-party core data — share-of-wallet, transaction categorization, and customer segmentation no horizontal platform can replicate.

  • Competitive Insights — Analyzes inbound and outbound money flows to estimate your share of wallet across deposits and loans. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Transaction cleansing & categorization — High-accuracy cleansing and categorization of consumer transactions — the engine behind Competitive Insights. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Geographic segmentation — Governed geographic enrichment: client-defined Regions built from branch footprint. Versioned, auditable, point-in-time reproducible. — Score: false, Insights: soon, Growth: soon, Enterprise: soon
  • Income segmentation — Estimates account holder income from payroll-pattern deposits, then applies a regional cost-of-living overlay to segment into tiers — sharpening premium-product targeting across high- and low-cost markets. — Score: false, Insights: soon, Growth: soon, Enterprise: soon

Cohorts & Signals

Patterns in your customer book — segmented cohorts plus the 60+ signals that flag risk, opportunity, and primacy moves.

  • Account holder cohorts — Pre-built and custom cohorts by behavior, balance, tenure, channel — the lens you slice everything through. — Score: false, Insights: true, Growth: true, Enterprise: true
  • Base signals — view — 60+ always-on signals: attrition risk, primacy gain, large deposit, dormancy, channel shift, and more. — Score: false, Insights: true, Growth: true, Enterprise: true
  • Action-enabled signals — The same signal stream, but every signal is wired to a campaign or an offer. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Data Enrichments — Advanced metrics for cohort filtering like: Engagement and Primacy scoring, and Propensity scoring on 6 product categories. — Score: false, Insights: true, Growth: true, Enterprise: true
  • Transaction Enrichment — Categorized, merchant-resolved transactions powering cohorts, signals, and AskIQ answers. — Score: false, Insights: true, Growth: true, Enterprise: true
  • Cohort Templates — Pre-configured cohorts, with the flexibility to be tailored. — Score: false, Insights: true, Growth: true, Enterprise: true
  • Routines — Always-on campaigns or programs that respond in realtime on newly detected signals and trigger a fully automated campaign with/without an embedded personalized offer. — Score: false, Insights: false, Growth: false, Enterprise: soon

Marketing Automation

Turn signals into campaigns. Pre-built journeys for primacy growth, attrition save, and reactivation.

  • Campaign engine — Signal-triggered journeys with built-in A/B testing, holdout suppression, control groups, and lift reporting. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Channel orchestration — Email, SMS, in-app, and digital banking touchpoints orchestrated from one app and one data source. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Pre-built playbooks — Primacy growth, attrition save, balance migration, reactivation, new-account onboarding. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Lift & attribution — Closed-loop measurement back to CheckingScore — every campaign attributed to score movement. — Score: false, Insights: false, Growth: true, Enterprise: true

Offers Engine + Rewards

The Offers Execution Engine automates what is normally manual: enrollment monitoring, reward fulfillment, and end-to-end reporting — while marketing automation handles the account holder communications, follow-up nudges, and one-time or recurring campaign scheduling.

  • Offers engine — Configure and track enrollment conditions, monitoring requirements, and rewards. Receive progress reporting from invitation through completion. — Score: false, Insights: false, Growth: true, Enterprise: true
  • New Product — Open a new target product, meet the requirements, and earn a reward — open to new and existing account holders, no target list required. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Win-Back — Re-engage and win back former account holders who previously closed accounts or relationships. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Balance Build — Bring new money to the financial institution into a new or existing savings product. Target with a cohort or use open enrollment. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Bundled offers — Multiple products with stacked rewards — e.g., one reward for checking and another for savings when opened together. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Escalating rewards — A sequence of campaign stages, each with its own reward, requirements, and communication schedule; customers who convert exit the sequence. — Score: false, Insights: false, Growth: false, Enterprise: true
  • Referral offer — Existing customers share a referral code; both referrer and referee earn rewards on qualifying new accounts. — Score: false, Insights: false, Growth: false, Enterprise: true
  • Bespoke cashback programs — Card-specific cashback built on Offers — e.g., schedule-based rewards at specific local merchants. — Score: false, Insights: false, Growth: false, Enterprise: true
  • Pre-configured offers — Modeled on proven, successful reward programs — ready to launch out of the box. — Score: false, Insights: false, Growth: true, Enterprise: true
  • Offer fulfillment — Fully automated payouts back to your core system. — Score: false, Insights: false, Growth: true, Enterprise: true

Relationship Tiers

Recognize, reward, and retain your best relationships with a proven relationship rewards program.

  • Tier definitions — Configure tiers including eligibility requirements from product holdings, relationship balances, and account holder attributes. — Score: false, Insights: false, Growth: false, Enterprise: true
  • Tier-based playbooks — Start with a pre-configured template then customize as appropriate to create your own Relationship Tiers program. — Score: false, Insights: false, Growth: false, Enterprise: true
  • Tier analytics — Track tier performance metrics such as retention impact, balance growth, revenue increase, and tier movement. — Score: false, Insights: false, Growth: false, Enterprise: true
  • Embedded Marketplace for Benefits — Mix and match bespoke benefits from the BaZing marketplace and blend them with benefits you already have. — Score: false, Insights: false, Growth: false, Enterprise: soon

Integrations & Ecosystem

MIQ connects to the marketing, sales, and automation stack you already run — no rip-and-replace.

  • Core systems connectors — MIQ ties directly into core processors, loan systems, and card processing platforms — first-party data straight from system of record. — Score: true, Insights: true, Growth: true, Enterprise: true
  • HubSpot — cohort handoff — Hand off cohorts to HubSpot to activate in your existing campaigns. — Score: false, Insights: false, Growth: true, Enterprise: true
  • HubSpot — bi-directional campaign integration — Bi-directional sync of cohorts, signals, and campaign attribution. — Score: false, Insights: false, Growth: false, Enterprise: true
  • Salesforce — Native bi-directional integration — cohorts as lists, signals as tasks, attribution as activity. — Score: false, Insights: false, Growth: false, Enterprise: soon
  • n8n / workflow automation — Open trigger and action set for n8n and similar — wire MIQ into any downstream system. — Score: false, Insights: false, Growth: false, Enterprise: true
  • Custom webhooks & APIs — Outbound webhooks on every signal and a REST API for custom integrations. — Score: false, Insights: false, Growth: false, Enterprise: true

Support, Success & Data

How fast we respond, who runs your account, and how fresh your data stays.

  • Support coverage — Email, ticketing, and live response coverage windows. — Score: 8x5, Insights: 8x5, Growth: 8x5, Enterprise: 24x5
  • Quarterly Business Review — Quarterly readout: score movement, signal impact, campaign lift, and roadmap pacing. — Score: true, Insights: true, Growth: true, Enterprise: true

Beyond the subscription

Implementation

Data integration, configuration, training, go-live. Scales with edition.

  • Data integration & QA
  • Configuration & enablement
  • Admin & user training
  • Go-live readiness review

Starting at edition-scaled implementation fees

Forward Deployed Services

Embedded StrategyCorps specialists — engineers, marketers, analysts — operating alongside your team.

  • Deposit growth analysts
  • Marketing operators
  • Solutions engineers
  • Monthly retainer

Sized to your roadmap · monthly retainer

Add-ons

AI credits, additional CRM seats, supplemental data feeds — paid for what you produce.

  • AskIQ AI credits (action-metered)
  • Extra signal feeds
  • Additional CRM integrations
  • Custom dashboards

Action-based metering — similar to Salesforce Einstein and HubSpot Breeze

Frequently asked questions

Which edition is right for me?
Score for smaller FIs starting their MIQ journey or as a land step. Insights for mid-size FIs that want signal visibility. Growth for marketing-led FIs ready to execute campaigns from signals. Enterprise for FIs running deposit growth as an operating model with integrations and roadmap capabilities. A 20-minute call narrows it quickly.
Why don't you show full pricing on this page?
Pricing scales with FI asset size and configuration. Score, Insights, and Growth show entry-tier "From" prices. Enterprise pricing is custom to your FI — talk to us and we'll walk you through it.
What does "Contact sales" mean for Enterprise?
Enterprise pricing is configured to your specific FI — your scale, your capability needs, your contract structure. Rather than show a generic starting price that might not apply to you, we'd rather have a conversation.
Why is Enterprise priced this way?
Three reasons. Enterprise is the operating model — value scales materially with FI size. Enterprise deals are multi-stakeholder; we'd rather guide you through scoping than have you decide on a sticker. And most Enterprise prospects qualify for bundled and multi-year discounts that don't appear in a public starting price.
What does "From $X" actually include?
"From $X" is the starting price at our entry asset tier (smallest FIs). For mid-sized or larger FIs, pricing scales.
What's the difference between Insights and Growth?
The action gate. Insights surfaces cohorts and signals so you can see what's happening in your book. Growth lets you trigger marketing automation, offers, and rewards directly from those signals — turning insight into execution.
Can I start with Score and upgrade later?
Yes. Score → Insights → Growth → Enterprise is a designed upgrade path. Your CSM handles migration, and your data, configurations, and history come along.
What CRMs does MIQ Enterprise integrate with?
HubSpot — native, bi-directional. Salesforce is on the roadmap. We work with most data and CRM stacks via the standard MIQ AI Agent integration set (n8n).
Do we pay extra when new capabilities are released?
No. MIQ is continuously upgraded, and every capability released at or below your edition level becomes available to you instantly at no additional cost. You only pay more if you move up an edition or add optional services.
What's included in implementation?
Data integration, configuration, training, and go-live. Scope scales with the edition — Score implementations are lean; Enterprise implementations include richer integration work and admin enablement.
What are Forward Deployed Services?
Embedded StrategyCorps specialists — engineers, marketers, analysts — who operate alongside your team on a monthly retainer. Think of them as part of your team for the duration of the engagement.
How do AI credits work?
Action-based metering — you pay for what AskIQ produces, similar to Salesforce Einstein and HubSpot Breeze. Credit packs are included by edition and topped up as needed.
Can I see a demo before pricing?
Yes. Request a demo from any CTA on this page — pricing will follow naturally inside that conversation.
I'm an existing customer — how does my renewal work?
Contact your CSM. Renewals are scoped against your current edition, deployment size, and any expansion you're considering for the next term.

Talk to us about your deposit growth strategy — miq-sales@strategycorps.com

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